When buying a house on the Costa del Sol you need to know what a Finca property is. The Spanish name “Finca” applies to a  type of real estate built on rustic land. Not urban, which is dedicated to agricultural production.

Fincas are usually located on a piece of farming land with a  house.  In some cases with surrounding sheds or stables.

The name Finca is common in Spain.  If the Finca is very old, it may not appear in the title deed.

Originally for agricultural production or for livestock, many of these farms are now simply recreational spaces. They are used as vacation or weekend properties for people who live permanently in the city. Who seek the tranquillity of the rural environment from time to time.

These farms dedicate much more space to habitable constructions such as barns and equipment sheds.  More modern Fincas can also have swimming pools or converted water deposits.

Quite often a traditional Finca property may have been converted into an upmarket family property purely for recreational purposes.

In the English language, a “Finca” has (especially within tourism) recently taken the meaning of a home in the country. Although generically translated as “farm”, Finca can refer to both a large, luxurious country estate as well as a small rural property or plot of land, all of which are often sought after by foreign buyers.

Why Do People Buy A “Finca”?

There are many reasons why Spanish and foreign buyers decide to buy a Finca property. A Finca offers peace and a reprieve from the hustle and bustle along with the coastal and city areas of Spain.

People who like animals often prefer to have space and the freedom to keep pets. Other people enjoy growing their own fruit and vegetables.

When considering whether to buy a Finca property near the Costa del Sol, you may be someone who wants the best of both worlds. The energetic life of the city or coast when you feel like it and alternatively the quiet rustic peace away from it all in your own home comfort.

What To Look Out For When Buying?

Since most Fincas is located off the busy areas, they are not well connected in terms of public transport. Owning a car to get around is therefore advisable.

Some of these rural properties are not connected to the city’s main water or electricity supplies.

Most of them do have their own well, but if you want to buy a rustic property, you should make local enquiries about the domestic supply of water, electricity and telephone connection.

Most Fincas have been built since long before building restrictions and rules were created, and may therefore not have proper documentation.

When looking into buying a property, you should ask for the official registration documents.

An AFO, DAFO or SAFO may be required in most circumstances to ensure the buildings are registered correctly. Find out more here: https://propertyinspaingroup.com/what-is-an-afo

Always use a reputable lawyer who is experienced in Country properties when buying a Finca. Each area Townhall has its own local bylaws. We recommend http://www.gomez-abogados.com/